Biomass 2009

• Chauffeur Insurance
• Taxi Insurance
• Minibus Insurance
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• Motor Trade Insurance
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These days there is an increase in the number of taxi drivers choosing to drive an MPV or Minibus. The main reasons behind this change are the extra space as well as the carrying capacity of the minibuses. The minibuses have the capability to carry more than just four passengers and it also has enough space to carry luggage. However, along with the benefits of driving a minibus, there are also extra costs involved in maintaining a minibus or van. One among them is the cost involved in getting minibus insurance.

It is of course important to get the right kind of minibus insurance suiting your needs and according to the requirements of for your vehicle, all at the right price. There are some commercial minibus/ vehicle insurers where you may have to end up paying a little more as they usually apply a standard cover, which is not fitting for your precise requirements. This is the main reason why it is recommended that you seek advice from a professional insurer before going ahead with your deal. These insurers will tailor make the policy to suit your needs and at the same time ensure that you are not being over-charged.

If you are planning to opt for a minibus insurance policy the below are the 5 important features and factors that must be taken into account before selecting your minibus insurance policy:

Public Liability Cover – The local government has set down some specific rules for the auto and motor insurance. As per the rules and the requirements, in order to satisfy the requirements of the local government, you will require having an insurance limit of at least £5 million

Uninsured Loss Recovery – In case of an unfortunate accident, it could be possible that the other driver was uninsured. In such cases, the uninsured loss recovery feature will cover the charges of appointing a lawyer and bearing all the legal costs, that is usually up to £100,000.

Breakdown and Recovery Assistance – When there is a breakdown of the vehicle or any kind of assistance is required, this feature comes handy. Ensure that the facility provided by the insurance companies includes the Homestart. This is an important feature for those cold winter mornings when your minibus refuses to start.

Protection for the No Claims Bonus – In order to qualify for this, you usually will need to show evidence that you have had an insurance for your vehicle for at least 5 years and you haven’t filed for any claims since then.

24 hours/ 365 days Free phone Helpline – This is an important feature to look it while selecting a minibus insurance service. Always look for free help line numbers where you cab call in if you need some advice or some help regarding your insurance. Most insurance companies provide a 24 hours/ 365 days calling service.

Surf through the internet to find out about the minibus insurance policies that include all the above mentioned factors. XYZ Insurance offers you a platform from where you can shop for all your insurance needs and get quotes online.